Insurances: Design Defects, Errors or Omissions and Faulty Workmanship

This Skill Bit explores key concepts related to product liability and insurance coverage. A design defect refers to a flaw making a product unsafe, which can lead to legal action and impact liability coverage based on policy terms. Additionally, Errors and Omissions (E&O) insurance protects professionals against claims of negligence. It also addresses faulty workmanship or materials, which often lead to exclusions in insurance policies, though some may cover resulting damage to covered property caused by such issues.

Duration approx. 4 Min.

Tier: advanced

A part of A Professional’s Guide to Business Insurance Coverage course.