Skill Bits Collection

Standardization in Engineering Insurance: The London Engineering Group (LEG) Rules​

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The engineering industry deals with complex projects, requiring specialized insurance solutions. The London Engineering Group (LEG) Insurance Rules offer a standardized approach to this need.​ What are LEG Rules?​ Developed by the London insurance market, LEG Rules are standard policy…
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Safeguarding Project Start-Up: Understanding Delay in Start-Up (DSU) Insurance​

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Construction and engineering projects are susceptible to delays that can cause significant financial strain. Delay in Start-Up (DSU) insurance acts as a safety net, mitigating these risks.​ What is DSU Insurance?​ Imagine a project’s operational launch is postponed due to…
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Understanding Inaccurate Terminology: A Clarification on USM Damage Caps​

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In construction contracts, encountering the term “USM damage cap” might raise questions. This post clarifies the concept and corrects a common misconception.​ USM Explained (Incorrect Definition):​ The text defines USM as “unlimited supply of materials.” However, in construction insurance, USM…
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Understanding Coverage Limits: Customer All Risk (CAR) and Machinery Breakdown (MB) Insurance​

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Construction projects and machinery are significant investments. Protecting them requires specialized insurance. This blog post explores CAR and MB insurance, focusing on a key concept – USM damage caps.​ CAR and MB Insurance: Protecting Your Assets​ CAR insurance safeguards construction…
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Understanding Coverage Nuances: Engineering All Risks (EAR) and Machinery Breakdown (MB) Insurance​

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Construction and industrial projects rely heavily on equipment and machinery. Protecting these assets requires specialized insurance solutions. Let’s explore Engineering All Risks (EAR) and Machinery Breakdown (MB) insurance and a key element – London Market Design Clauses.​ EAR and MB…
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Understanding the Risks: Comparing EAR and Third-Party Liability Insurance in Construction​

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Construction projects involve a multitude of risks. Understanding the differences between EAR (Erection All Risk) insurance and third-party liability insurance is crucial for effective risk management.​ EAR protects the insured’s own property (equipment and materials) during construction from various perils…
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Safeguarding Equipment During Installation: Understanding Erection All Risk (EAR) Insurance​

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Construction projects involve the installation of expensive equipment and machinery. Erection All Risk (EAR) insurance acts as a safety net, protecting contractors and builders from financial burdens if this equipment gets damaged during the installation process.​ What is EAR Insurance?​…
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Building with Security: Understanding Construction All Risk (CAR) Insurance in EPC Contracts​

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Entering an EPC (Engineering, Procurement, and Construction) contract involves mitigating risks throughout the project lifecycle. Construction All Risk (CAR) insurance plays a crucial role in safeguarding both the project and the customer’s financial well-being.​ What is CAR Insurance?​ Imagine a…
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Safeguarding Expertise in EPC Projects: Understanding Professional Indemnity Insurance​

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Ensuring a smooth EPC (Engineering, Procurement, and Construction) project requires mitigating risks for all parties involved. Professional Indemnity (PI) insurance plays a vital role in protecting design professionals like engineers and architects.​ What is Professional Indemnity Insurance?​ PI acts as…
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